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State guide

Illinois

Estate law, probate process, and inheritance rules for Illinois — in plain language.

Probate timeline
9–14 months typical

$3,000–$5,000 + 1–3% of estate

Small-estate procedure
Under $100,000 (no real estate)

Small estate affidavit 755 ILCS 5/25-1

State taxes
Estate tax: Yes — $4MInheritance tax: None

Rate: 0.8%–16% graduated

Common-law state
Spousal rights in Illinois

Renunciation share: 1/2 (no descendants) or 1/3 (with descendants)

If there is no will (intestate succession)

Spouse + descendants: spouse takes 1/2; descendants share 1/2.

Executor / personal-rep requirements
  • Must be 18+ and of sound mind
  • May be required to post bond unless will waives it
  • Must file inventory of estate assets
  • Must give notice to creditors per statute
Key filing deadlines
  • Will filed within 30 days of death
  • Notice to creditors: 6 months
  • Estate tax return: 9 months
Common pitfalls in Illinois
  • IL estate tax threshold is $4M — lower than federal
  • Cook County probate court has its own practices
  • IL is decoupled from federal — different exemption tracking
Recommended actions for Illinois residents
  • Trust for estates > $3M
  • Lifetime gifting to stay under threshold
  • Spousal QTIP planning useful in IL
Statute references
  • 755 ILCS 5 (Probate Act of 1975)
  • 35 ILCS 405 (Illinois Estate and GST Tax)

Statute references are for orientation only. Verify current text with your state legislature's website. Not legal advice — consult an attorney licensed in Illinois.

Important legal notice

Plan Your Passing is not a law firm. The information on this site is for general educational purposes only and does not constitute legal, financial, tax, medical, or professional advice. No attorney-client relationship is created by reading this site or using any tool on it. Estate, probate, tax, and inheritance laws differ by country, state, province, county, and individual circumstance, and they change over time. You are solely responsible for confirming the laws that apply to you. Always consult a licensed attorney in your jurisdiction before making any legal, financial, or tax decision regarding wills, trusts, beneficiaries, probate, real estate transfers, gifts, or end-of-life directives. The author, operators, and affiliates of this site disclaim all liability for actions taken or not taken based on its contents.

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