Legal documents

Every legal document for Plan Your Passing in one place. We publish all of them in plain language with a short summary at the top of each, then the formal version below.

Disclaimers

Full Disclaimer →

The ironclad sitewide disclaimer. Not a law firm. Not legal advice. No attorney-client relationship. State and country variation. Read this first.

Earnings & Results Disclaimer →

Every dollar figure on this site is a hypothetical projection, not a guarantee. Required reading before joining the affiliate or white-label programs.

Affiliate Disclosure →

FTC 16 CFR §255 disclosure of our affiliate relationships and revenue model.

Agreements

20-section terms covering eligibility, subscription billing, refunds, AAA arbitration, class-action waiver, Texas governing law, force majeure.

Refund Policy →

Refund windows and procedures for each product: book, monthly, annual, white-label, workshops.

Privacy

What we collect, why, how long we keep it, who we share it with, and your rights to access and deletion.

Cookie Policy & California Privacy Notice →

Cookie categories with opt-out instructions. CCPA / CPRA supplemental notice for California residents.

Compliance

DMCA Policy & Designated Agent →

17 U.S.C. §512 designated agent, takedown notice requirements, counter-notice procedure, repeat-infringer policy.

Accessibility Statement →

WCAG 2.1 AA conformance target, known issues, and feedback channel for accessibility barriers.

A note about reading these

We write our legal documents to be read by humans. Every page opens with a plain-English summary in a callout box so you can understand the substance in 30 seconds. The formal language is still there below the summary because it has to be — but the summary is binding in spirit.

Have a legal question that isn't answered on any of these pages? Email roger@planyourpassing.org and we'll either answer it or add it to the relevant document.