Terms of Service
Last Updated: April 2026
Agreement to Terms
These Terms of Service ("Terms") govern your use of Plan Your Passing's website and services (the "Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree with any part of these Terms, do not use our Service.
Plan Your Passing is operated by Roger Grubb, a licensed realtor. This Service is educational in nature and operates nationally in all 50 US states. We update these Terms periodically, and your continued use of the Service constitutes acceptance of updated Terms.
Not Legal Advice
Plan Your Passing provides educational information about estate planning, inheritance, and family dynamics. Our content, tools, and AI-generated materials are for informational purposes only and do not constitute legal, financial, tax, or professional advice.
You should not rely solely on information from Plan Your Passing to make legal or financial decisions. Always consult with a qualified attorney, financial advisor, or tax professional before making estate planning decisions. The laws governing wills, trusts, probate, and estate planning vary significantly by state and individual circumstances.
We are not responsible for any losses or damages resulting from your reliance on our Service without consulting with appropriate professionals.
No Attorney-Client Relationship
Your use of Plan Your Passing does not create an attorney-client relationship between you and us. Roger Grubb is a licensed realtor, not an attorney. Any information provided through our Service is not protected by attorney-client privilege.
If you connect with a partner attorney through our white-label network, an attorney-client relationship may be formed directly between you and that attorney. Your communications with partner attorneys will be governed by their separate terms and will be subject to attorney-client privilege.
AI-Generated Content Disclaimer
How AI Works
Plan Your Passing uses Anthropic's Claude API to generate personalized estate planning content based on information you provide. Our AI can produce thoughtful, detailed briefings—but AI is not perfect and may make mistakes.
Accuracy and Verification
AI-generated content may contain:
- • Factual errors or outdated information
- • Incorrect legal citations or references
- • Recommendations that don't apply to your specific situation
- • Oversimplifications of complex topics
You are responsible for verifying all information and recommendations with a qualified professional before acting on them. Never treat AI-generated content as a substitute for legal counsel.
Your Responsibility
By using our AI tools, you acknowledge that you understand the limitations of AI and agree to seek professional verification of any recommendations before implementing them.
Limitation of Liability
To the fullest extent permitted by law, Plan Your Passing and its owners, operators, and service providers are not liable for:
- • Any direct, indirect, incidental, consequential, or punitive damages
- • Lost profits, lost data, or lost opportunity
- • Loss caused by errors, omissions, or inaccuracies in our content
- • AI-generated content that is incorrect or incomplete
- • Service interruptions or technical failures
- • Your reliance on information without consulting a professional
- • Actions taken based on our Service without proper legal review
Even if we have been advised of the possibility of such damages, our total liability for any claim arising from these Terms or your use of the Service shall not exceed the amount you paid us (if any) in the 12 months preceding the claim.
Indemnification
You agree to indemnify, defend, and hold harmless Plan Your Passing, Roger Grubb, and our service providers from any claims, damages, losses, or expenses (including legal fees) arising from: your use of the Service; your violation of these Terms; your violation of any law; any third-party claim related to content you provided; or any harm caused by your actions based on information from our Service without consulting a professional.
Subscription and Payment Terms
Auto-Renewal
Our community membership subscriptions renew automatically on a monthly or annual basis, depending on your plan choice. Your membership will renew on the same day each month or year (the "Renewal Date") and you will be charged the same amount.
By subscribing, you authorize us to charge your payment method automatically. If payment fails, we will attempt to process it again within a reasonable timeframe. Continued use of the Service after a failed payment may result in loss of access.
Cancellation
You can cancel your subscription at any time by contacting us at rogergrubbrealestate@gmail.com or through your account settings.
Cancellations are effective at the end of your current billing period. You will retain access to your membership benefits until the end of your billing period. We do not provide refunds for partial months or years, though some jurisdictions may require refund rights.
Price Changes
We may change subscription prices at any time. We will notify you of price increases at least 30 days before the increase takes effect. If you do not agree with a price increase, you may cancel before the new price applies.
Refund Policy
For PDF book purchases, no refunds are provided once the download has been delivered. For subscriptions, refunds are available according to the policies of your payment method and applicable law. Contact us to request a refund if you believe it is warranted.
Intellectual Property Rights
Our Content
All content on Plan Your Passing (including text, graphics, images, videos, and software) is the intellectual property of Plan Your Passing or our service providers, or is used with permission. You may not copy, reproduce, distribute, transmit, display, or perform any content without our prior written consent.
User Content License
When you provide information to us (including personal, family, and estate details), you grant us a license to use that information to provide our Service, including generating AI-powered content and sharing information with partner attorneys and service providers.
AI-Generated Content
Content generated by our AI tools based on your input is provided for your personal, non-commercial use. You may not republish, sell, or distribute AI-generated content without our consent. AI-generated content remains subject to intellectual property protections.
User Conduct
You agree not to use the Service to:
- • Violate any laws or regulations
- • Engage in fraud, deception, or misrepresentation
- • Harass, threaten, or abuse others
- • Infringe on intellectual property rights
- • Access or attempt to access systems without authorization
- • Transmit viruses, malware, or harmful code
- • Impersonate another person or entity
- • Interfere with the normal operation of our Service
We reserve the right to suspend or terminate your access if you violate these provisions.
Governing Law and Dispute Resolution
Governing Law
These Terms are governed by the laws of the State of California, without regard to its conflict of law principles.
Binding Arbitration
Any disputes arising from these Terms or your use of the Service must be resolved by binding arbitration under the American Arbitration Association (AAA) rules, rather than in court. Arbitration will occur in California unless you and we agree otherwise.
You and we each agree to:
- • Submit disputes to binding arbitration instead of court litigation
- • Waive the right to a jury trial
- • Waive the right to participate in a class action or class arbitration
The arbitrator will award the same damages and relief as a court could award. Arbitration costs will be split according to AAA rules.
Class Action Waiver
You waive any right to bring or participate in a class action, consolidated action, or representative action against Plan Your Passing. Disputes must be brought individually in arbitration.
Termination
By You
You can terminate your use of the Service at any time by discontinuing your account. For subscriptions, you must explicitly cancel to stop recurring charges.
By Us
We may terminate or suspend your access to the Service immediately without notice if: you violate these Terms; you engage in illegal activity; you abuse our Service; or as required by law. Upon termination, your right to use the Service ends immediately, though you may retain a copy of your data as permitted by our Privacy Policy.
Modifications to the Service
Plan Your Passing may modify or discontinue the Service, or any part of it, at any time with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service. We will provide reasonable notice of material changes and maintain critical services during active subscriptions.
Disclaimers
The Service is provided "as is" and "as available" without warranty of any kind.
We disclaim all warranties, express or implied, including:
- • Fitness for a particular purpose
- • Merchantability
- • Accuracy or completeness of information
- • Uninterrupted or error-free operation
- • Freedom from viruses or malware
We do not warrant that the Service will meet your requirements or that any defects will be corrected.
Contact Information
For questions about these Terms of Service, contact:
Roger Grubb
Plan Your Passing
Email: rogergrubbrealestate@gmail.com
We will respond to inquiries within 30 days.
Entire Agreement
These Terms, along with our Privacy Policy, constitute the entire agreement between you and Plan Your Passing regarding the Service. If any provision is found to be unenforceable, the remaining provisions will continue in effect.