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State guide

Maryland

Estate law, probate process, and inheritance rules for Maryland — in plain language.

Probate timeline
9–12 months typical

$2,500–$5,000 + statutory executor fees

Small-estate procedure
Under $50,000 (or $100,000 with surviving spouse as sole heir)

Modified administration (Md. Code, Estates & Trusts §5-601)

State taxes
Estate tax: Yes — $5MInheritance tax: Yes

Rate: Flat 16% above

Spouse, descendants, parents: exempt. Siblings: 10%. Others: 10%.

Common-law state
Spousal rights in Maryland

Elective share: 1/3 of net estate

If there is no will (intestate succession)

Spouse + minor children: spouse takes 1/2. Adult children: spouse takes first $40K + 1/2 of remainder.

Executor / personal-rep requirements
  • Must be 18+ and of sound mind
  • May be required to post bond unless will waives it
  • Must file inventory of estate assets
  • Must give notice to creditors per statute
Key filing deadlines
  • Will filed within 6 months of death
  • Estate tax return: 9 months after death
  • Inventory: 3 months after appointment
Common pitfalls in Maryland
  • Maryland is the ONLY state with BOTH estate tax AND inheritance tax
  • Modest estates can owe both taxes if heir is not Class A
  • Md. probate is county-by-county — registers of wills practices vary
Recommended actions for Maryland residents
  • Aggressive lifetime gifting for estates approaching $5M
  • Class A heirs face only the estate tax
  • Trust planning + gifting for non-Class-A beneficiaries
Statute references
  • Md. Code, Estates and Trusts
  • Md. Code Tax-General Title 7 (Estate and Inheritance Tax)

Statute references are for orientation only. Verify current text with your state legislature's website. Not legal advice — consult an attorney licensed in Maryland.

Important legal notice

Plan Your Passing is not a law firm. The information on this site is for general educational purposes only and does not constitute legal, financial, tax, medical, or professional advice. No attorney-client relationship is created by reading this site or using any tool on it. Estate, probate, tax, and inheritance laws differ by country, state, province, county, and individual circumstance, and they change over time. You are solely responsible for confirming the laws that apply to you. Always consult a licensed attorney in your jurisdiction before making any legal, financial, or tax decision regarding wills, trusts, beneficiaries, probate, real estate transfers, gifts, or end-of-life directives. The author, operators, and affiliates of this site disclaim all liability for actions taken or not taken based on its contents.

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