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Educational content only. Not legal, financial, tax, or medical advice. Plan Your Passing is not a law firm and no attorney-client relationship is created here. Estate, probate, tax, and inheritance laws differ by country, state, and county. You are responsible for confirming what applies to you. Always consult a licensed attorney in your jurisdiction before acting on anything you read or generate on this site.

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CO · City and County of Denver · Family estate-planning guide

Estate planning in Denver, CO

Colorado's Uniform Probate Code makes informal probate fast — and the state has no estate or inheritance tax.

Why this matters in Denver

The local angle

Colorado adopted the Uniform Probate Code, which created the most flexible probate system in the US. Informal probate (no court supervision) handles the majority of uncontested estates and typically closes in 6-12 months. No state estate or inheritance tax.

Local nuance

Colorado allows beneficiary deeds (Transfer on Death deeds) for real estate — a powerful tool that's underused. Many Denver families don't realize a $10 recorded deed can save weeks of probate work.

Top concerns for Denver families

  • Colorado beneficiary deed for real estate
  • Informal probate vs formal probate choice
  • No state estate or inheritance tax
  • Appreciated real-estate basis documentation

Colorado state law

At a glance

Denver estate work is governed by Colorado state law. Here's what every family should know.

Probate timeline
6–12 months typical

$2,000–$4,000 typical

Small estate
Under $80,000 (indexed)

Affidavit C.R.S. §15-12-1201

Estate / inheritance tax
No estate tax

No inheritance tax

Spousal rights

Elective share: graduated by marriage length (5%–50%, MUPC)

Common pitfalls

  • CO adopted MUPC — uniform terminology
  • Beneficiary deeds available for real estate
  • Outdated beneficiary designations override the will
  • Real estate in another state triggers ancillary probate
  • Joint tenancy with non-spouse can create unintended consequences

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Start with the checklist

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