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Educational content only. Not legal, financial, tax, or medical advice. Plan Your Passing is not a law firm and no attorney-client relationship is created here. Estate, probate, tax, and inheritance laws differ by country, state, and county. You are responsible for confirming what applies to you. Always consult a licensed attorney in your jurisdiction before acting on anything you read or generate on this site.

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IN · Marion County · Family estate-planning guide

Estate planning in Indianapolis, IN

Indiana eliminated its inheritance tax in 2013 — but the state's small-estate threshold is among the highest in the country.

Why this matters in Indianapolis

The local angle

Indiana repealed its inheritance tax effective 2013. The small-estate procedure handles estates under $100,000 (one of the most generous thresholds nationally), which means many middle-class Indianapolis families can avoid full probate entirely.

Local nuance

Marion County's small-estate affidavit can transfer assets within 45 days of death without opening a formal probate estate — saving families thousands.

Top concerns for Indianapolis families

  • Small-estate affidavit ($100K threshold)
  • No inheritance tax (repealed 2013)
  • Transfer on Death deed for real estate
  • Beneficiary designations as primary transfer mechanism

Indiana state law

At a glance

Indianapolis estate work is governed by Indiana state law. Here's what every family should know.

Probate timeline
6–9 months typical

$2,000–$4,000 typical

Small estate
Under $100,000

Affidavit procedure Ind. Code §29-1-8-1

Estate / inheritance tax
No estate tax

No inheritance tax

Spousal rights

Elective share: 1/3 (with descendants) or 1/2 (no descendants)

Common pitfalls

  • Indiana repealed inheritance tax in 2013
  • IN allows unsupervised administration with court approval
  • Outdated beneficiary designations override the will
  • Real estate in another state triggers ancillary probate
  • Joint tenancy with non-spouse can create unintended consequences

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