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Educational content only. Not legal, financial, tax, or medical advice. Plan Your Passing is not a law firm and no attorney-client relationship is created here. Estate, probate, tax, and inheritance laws differ by country, state, and county. You are responsible for confirming what applies to you. Always consult a licensed attorney in your jurisdiction before acting on anything you read or generate on this site.

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AZ · Maricopa County · Family estate-planning guide

Estate planning in Phoenix, AZ

Arizona's beneficiary deed lets you transfer real estate at death without probate — and most Phoenix families don't use it.

Why this matters in Phoenix

The local angle

Arizona is a community property state with no state estate or inheritance tax. The unique tool here is the Beneficiary Deed (also called Transfer-on-Death deed) which lets a homeowner name a beneficiary who automatically inherits the property at death, completely bypassing probate. For a $400K Phoenix home, that's tens of thousands in saved probate costs.

Local nuance

Maricopa County's probate workload is heavy — many Phoenix families don't realize their home will go through probate unless they execute a beneficiary deed or hold the property in a trust.

Top concerns for Phoenix families

  • Beneficiary deed (TOD deed) for Phoenix real estate
  • Community property characterization in second marriages
  • Snowbird residency questions (multi-state)
  • Probate avoidance for the snowbird family

Arizona state law

At a glance

Phoenix estate work is governed by Arizona state law. Here's what every family should know.

Probate timeline
5–9 months typical (informal probate is fast)

$1,500–$3,500 typical

Small estate
Under $75,000 personal property OR $100,000 real property

Affidavit A.R.S. §14-3971

Estate / inheritance tax
No estate tax

No inheritance tax

Spousal rights

Community property state — spouse owns 50% of community assets automatically

Common pitfalls

  • Arizona has informal, formal, and supervised probate — most are informal
  • Beneficiary deeds available in AZ for real estate (avoids probate)
  • CP rules different from other CP states

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Start with the checklist

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