THE FRAMING (avoid the word "inherit") You: "Mom/Dad, totally random question — if something happened and I had to find your will tomorrow, where would I look? Not asking what's in it. Just where it lives. I'd rather know now than tear up the house looking for it." THEIR LIKELY RESPONSES: If "It's in [location]" → "Got it. Is the original there, or is that a copy? And is anyone else aware?" [The ORIGINAL signed will is what probate requires. A copy may not be sufficient.] If "I don't have one" → "Okay, no judgment. About 60% of American adults don't. The reason I'm asking is — without one, the state decides what happens, which is usually not what most people want. Would you want help looking into it? The free Will Builder at planyourpassing.org/tools/will-builder is a place to start for free." If "It's with my attorney" → "Perfect. Could you tell me who that is, just so I know who to call? You don't have to introduce me or anything. Just the firm name." If "I'm not telling you that" → "Okay, that's fine. Can I ask why? I'm not trying to read it — I'm trying to be able to find it for whoever needs it someday." [Often the resistance is about specific provisions, not the location. Asking gently usually opens this up.] If "Don't worry about it, you and [your sibling] will figure it out" → "I get that. But here's the thing — figuring it out at the worst moment is exactly what makes families fight. I'm not asking what's in it. I'm asking where it lives. That's not a hard ask." THE QUIET FOLLOW-UPS • "Who's your executor — do you know if you've named one?" • "Does that person know they were named?" • "Is there a healthcare directive somewhere too?" Three questions. Five minutes. Enormous value.
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Talking with your parents
Asking where the will is (without sounding mercenary)
The single most useful question, framed in a way that doesn't trigger defensiveness
Use when
You don't even need to know what's in the will — you need to know where to find it. This is the lowest-stakes version of The Conversation.
Duration
5–10 minutes
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More scripts for talking with your parents
The first conversation with mom or dad
Three openings that work — pick the one that fits your relationship
When a parent refuses to talk about it
Six steps for when the first attempt doesn't work — and the legitimacy of their refusal
The house conversation
What to do with the family home — asked in a way that gets honest answers
When mom or dad has a new partner you don't trust
The conversation when the new relationship looks like it might be financial
When your parent's mental capacity is in question
The conversation when dementia or cognitive decline starts affecting decisions